Payday Loans, Cash Advances & Payday Advances Online!
Payday loans provide you with a wage advance until your next payday. The payday loan can be for an amount up to £1,000 and is normally payable within 31 days, or on your next payday. Payday loans are designed as a short term cash flow solution and are not meant to be used over the longer term, however it is normally possible to extend the duration of the loan for up to one month with a simple interest payment at the end of 1 month.
Our application is fully online and we accept more than 90% of applicants. We offer a fully no credit check service and as long as you meet the minimum criteria acceptance should be guaranteed.
Once accepted and the loan has been deposited into your bank account we will collect the loan amount plus payable interest on your next payday. Its really that simple!
These are our minimum requirements:
1. You must have a valid bank account that will accept direct debits. This includes basic bank accounts that do not come with an overdraft or debit card.
2. You must be at over 18 years of age.
3. You must be a resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
4. You must be employed and receive a regular salary.
5. You must have your salary paid directly into your bank account.
6. Lastly, you must have a minimum take home pay of £750 per month.
Our payday advance service does not use lenders that run credit checks so even if you have bad credit you will be able to obtain a loan as long as you meet the other relevant criteria. Credit checks can take time and can sometimes prove insufficient in determining a bad credit risk which is why our panel of lenders have decided not to run them.
If you need a payday loan, even if you have been declined by other lenders we will be able to help. Complete our simple one minute application and you could have your money today (although actual times can depend on your bank).
Our application only asks you the questions we are required to. We only work with responsible lenders and you pay absolutely no charge for our service, that is covered by the actual lender we place you with.
